Privacy Policy

Copyright and Privacy Policy

All content on this website, including texts, images, graphics, and videos, is the intellectual property of Aregak Universal Credit Organization CJSC (Aregak UCO).
Reproduction, copying, or distribution of any materials is strictly prohibited without Aregak’s prior written consent, except for publicly available content.

Commitment to Privacy

At Aregak UCO, we prioritize your privacy and the security of your information. Access to our website does not require registration or sharing personal details. We only collect personal information when it is voluntarily provided, for example, through contact forms or loan application forms.

Your data is used exclusively for the purposes for which it is submitted and is never sold or transferred to third parties for commercial use.

Information We Collect

For statistical and service improvement purposes, Aregak may collect non-personally identifiable technical data, including:

• Number of website visitors,

• Pages viewed and navigation flow,

• Browser type and device details.

This information helps us enhance your experience and improve access to our financial services such as consumer loans, collateral loans, business financing, and other microfinance products.

Cookies and Analytics

We use cookies to analyze website performance and improve functionality. Cookies do not contain personal identifiers and are used only for analytical purposes.
You may disable cookies in your browser settings; however, some website functions may be limited.

Career Applications

Information submitted via the careers section (CVs, cover letters, and contact details) is used solely for recruitment purposes and is never shared with third parties.

Services for Minors

Aregak UCO does not knowingly collect or process information from individuals under 18 years old and does not offer loan products or financial services to minors.

Data Security

We apply modern technical and organizational measures to safeguard all data provided via our website, ensuring the confidentiality of your interactions with Aregak financial services.

Policy Updates

This privacy policy may be updated periodically. Any changes will be published on this website and will take effect immediately upon posting.

Contact Us:
Phone: +374 15 770 770
Email: info@aregak.am