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USD 389.5 394
EUR 421 429
RUB 4.53 4.75
updated։ 24.03.2025 , 14:45
Rates in Branch offices may differ from the basic rates shown on the web site.
Service is available at the following branches
+374 60 477 577

REGULATIONS

AREGAK operatis in accordance with the following laws and CB regulations of RA:

Laws and normative legal acts

  • Civil Code of the Republic of Armenia
  • Law of the Republic of Armenia on Credit Organizations
  • Law of the Republic of Armenia on Combating Money Laundering and Terrorism Financing
  • Law of the Republic of Armenia on Consumer Lending
  • Law of the Republic of Armenia on the Financial System Mediator
  • Law of the Republic of Armenia on Banking Secrecy
  • Regulation 13: On the registration and licensing of credit organizations, the registration of branches and representative offices of credit organizations, granting consent for acquiring significant participation in the statutory capital of credit organizations, the qualification procedure for managers of credit organizations, the operational rules of credit organizations, and the requirements for the location and technical equipment of credit organizations.
  • Regulation 14: On the regulation of the activities of credit organizations and the economic norms for the activities of credit organizations.
  • Regulation 15: On the reporting of credit organizations, the submission, and publication of reports.
  • Regulation 8/03: On the publication of information by banks, credit organizations, insurance companies, insurance brokers, investment companies, the central depository, and payment and settlement organizations conducting monetary transfers.
  • Regulation 8/05: On the procedure, conditions, forms, and minimum requirements for communication between banks and depositors, creditors, and consumers.
  • On the Credit Registry: On the creation of a credit registry within the creditworthiness information system of clients of banks, credit organizations, and branches of foreign banks operating in the Republic of Armenia, and the procedure for the participation of banks, credit organizations, and branches of foreign banks operating in the Republic of Armenia in the credit registry.
The above-mentioned normative acts can be found on the websites www.laws.am and www.parliament.am.
 

Download the credit organization's license.

Download the credit organization's registration certificate.

Download the credit organization's charter.

Download the credit organization's code of business conduct.